Privacy Policy – Loan Fynder
Suggested text: Our website address is: http://loanfynder.com.
Loan Fynder is fully owned, operated and managed by StagNet Infotech Private Limited. We are a Direct Selling Agent (DSA) associated with multiple Banks and NBFCs for facilitating financial products such as Home Loans, Personal Loans, Business Loans and Car Loans. We do not provide loans directly, instead we only act as a link between customers and the lending institutions.
This Privacy Policy explains how your information is collected, used, stored, processed and protected when you use our website and loan services.
1. Information We Collect
We may collect information in the following forms:
A. Personal Information Provided by You
This includes data you voluntarily provide such as:
- Your name
- Mobile number
- Email address
- Residential address
- Date of birth
- Employment type
- Business/occupation details
- Income & salary information
- PAN, Aadhaar, photo identity & address proof
- Bank statements, ITR, salary slips (only if shared)
- Credit score related information
- Any other documents required by banks for evaluation
This information is collected primarily during enquiry, callback request, login form, submission of eligibility form, or loan application form.
B. Automatically Collected Information
While using our platform, we may automatically collect:
- Device details
- Browser type
- IP address
- Location approximation
- Website traffic & usage pattern
- Pages visited
- Click behaviour
- Cookies and tracking pixels
This helps us improve our platform and user experience.
2. Why We Collect Your Information
We collect this information to:
✔ Understand your loan requirement in detail
✔ Check eligibility with respective Banks and NBFCs
✔ Advise you on best available loan options
✔ Forward your application details to lending partners
✔ Communicate updates, approvals, documentation or queries
✔ Improve our services and customer experience
✔ Prevent fraud and misuse
✔ Comply with regulatory laws
✔ Internal record keeping and audits
We strictly collect data only for genuine loan assistance purposes.
3. How We Share Your Information
Your information may be securely shared with:
- Our partner banks
- Partner NBFCs
- Their authorised agents and representatives
- Financial institution loan processing teams
- Verification agencies (if required by the lenders)
- Regulatory authorities, if mandated by law
We do not share, sell or rent your information with marketers, advertisers, or unrelated third parties.
Information is only shared to help you receive loan options and complete your application process smoothly.
4. Your Consent
By using our website, submitting information, calling us, or filling any enquiry form, you explicitly consent to:
- Sharing your information with our partner banks & NBFCs
- Being contacted via phone calls, WhatsApp, SMS, or email
- Loan assistance & follow up communication
You can withdraw this consent at any time, but it may affect your ongoing application.
5. Data Protection & Security
We take reasonable technical and organisational steps to protect your information from:
- Unauthorised access
- Misuse
- Accidental loss
- Modification
- Disclosure
However, no online platform or electronic storage system is 100% secure, and we recommend users to be careful while sharing documents online.
6. Cookies & Tracking
Our website may use cookies and similar technologies to:
- Understand how visitors use the website
- Provide customised content and suggestions
- Improve loading speed and user experience
You can disable cookies anytime from your browser settings.
7. Third-Party Links
Our website may contain links to external third-party websites.
Loan Fynder is not responsible for:
- Data collection practices of those websites
- Their content
- Their privacy policies
Please review their policies before interacting with them.
8. Data Retention
We retain your information only for as long as:
- Necessary for loan processing
- Required by banks/NBFC rules
- Required by law
- Needed internally for audits and record compliance
After that, the information is securely archived or deleted.
9. Your Rights as a User
You may request:
- Access to your personal information
- Correction of incorrect/incomplete info
- Deletion of data (when legally permissible)
- Withdrawal of consent
- Clarification on data usage
We will respond within a reasonable timeframe.
10. Updates & Policy Changes
We may update this Privacy Policy from time to time.
The latest version will always be available on this page.
Continued usage means acceptance of the updated terms.
11. Contact Information
If you have any questions, complaints or concerns related to privacy, you may contact:
StagNet Infotech Private Limited
(Owner & Operator – Loan Fynder)
Email: stagnetinfotech@gmail.com
